For those seeking insurance in Arlington WA, the city’s property crime statistics show moderate rates of auto theft and vandalism, suggesting that residents should carefully evaluate their insurance coverage. The data indicates that comprehensive coverage with appropriate deductibles could be particularly valuable for vehicle owners.
*Crime data sourced from the Washington State Statistical Analysis Center’s Criminal Justice & Statistics Center (2023), available at https://sac.ofm.wa.gov/data
Arlington, Washington, has specific regulations for special events and parades, as outlined in Chapter 5.44 of the Arlington Municipal Code. Any event conducted on public property, public rights-of-way, or private property that significantly impacts traffic, public streets, or emergency services is considered a special event. This includes fun runs, athletic competitions, parades, carnivals, festivals, shows, filming events, circuses, block parties, and fairs.
For special events, commercial general liability insurance in Arlington WA is required with a minimum coverage level of one million dollars per occurrence (combined single limit) and two million dollars aggregate. However, the city administrator or their designee may waive or increase these limits depending on the event’s size, potential impacts, and the requirements of the city’s insurance company. The insurance policy should be written on an occurrence form, name the city as an additional insured, and provide coverage for at least 24 hours before and after the event, or for the entire period of setup and teardown, whichever is longer. The applicant must notify the city and additional insureds of any policy cancellation within two business days.
Arlington has licensing requirements for dogs, including specific provisions for guard or attack dogs. According to Section 8.09.010 of the Municipal Code, owners of guard or attack dogs must obtain a special license from the city. This license requires certification that the owner has a surety bond or liability insurance policy of at least $100,000 from an insurer authorized to operate in Washington State, covering personal injuries inflicted by the dog.
Chapter 12.40 of the Arlington Municipal Code regulates right-of-way use and permits. It is unlawful to perform any work in a city right-of-way without first obtaining a right-of-way permit. The permit application process involves filing with the engineering division or the designated department.
If the director determines that the proposed right-of-way use may result in potential injury, damage, or expense to the city, the applicant may be required to provide an assurance device or insurance in a form acceptable to the director or their designee. The amount and type of assurance or insurance are based on factors such as the applicant’s prior performance, the nature of the proposed use, costs, length of use, public safety, potential damage to the right-of-way, and potential liability or expense to the city.
The City of Arlington Parks and Recreation Department offers community rooms for rent, including the Village Community Services Community Room. This room has a capacity of 50 people and is suitable for meetings, training, and gatherings. The rental terms of use require the user to procure liability insurance with coverage amounts of at least $1,000,000 per occurrence and $2,000,000 general aggregate limit. The Village Community Services must be named as an additional insured on the insurance policy.
The Stilly Valley Center is a popular venue for weddings, receptions, and special events. It can accommodate up to 250 people with side rooms included. The rental terms for the Stilly Valley Center require a certificate of liability insurance for all rentals, ensuring that the city and the facility are protected against potential liabilities.
In summary, Arlington, Washington, has a range of insurance requirements tailored to different activities and facilities. These regulations aim to protect the city, its residents, and visitors by ensuring that special events, right-of-way users, airport tenants, community room users, and other stakeholders have adequate insurance coverage to manage potential risks and liabilities. Understanding these insurance requirements is essential for compliance and maintaining a safe and vibrant community.
Types of insurance
Home
Homeowners · Condo · Townhome · Mobile Home · Tiny Home · Manufactured Home · Landlord · Renters · Earthquake · Flood · Property · Mortgage · Land Movement
Vehicle
Auto · Motorcycle · RV · Side-by-side · ATV · Dirtbike · Jetski · Boat · Yacht · Sailboat
Life
Term Life · Universal Life · Variable Universal Life · Whole Life
Business
Bond and Surety · Business Owner · General Liability · Professional Liability · Directors and Officers Liability · Errors and Omissions · Inland Marine · Tools
Other
Aviation · Personal Liability (Umbrella) · Crop ·
Insurance Requirements in Snohomish County
Insurance Requirements by City
Everett · Marysville · Bothell · Edmonds · Lake Stevens · Lynnwood · Mukilteo · Arlington · Mill Creek · Snohomish
Washington State Insurance Industry Terminology
Act of God · Adverse Selection · Actual Cash Value · Cash Value · Broad Form · Broker · Cancellation · Claim · Claims Adjuster · Deductible (Co-insurance, Copayment, Out-of-pocket Expense) · Declarations Page · Explanation of Benefits · Force Majeure · Full Coverage · Indemnity · Insurability · Insurable Interest · Insurance Fraud · Insured-to-value (ITV) · Proximate Cause · Replacement Value · Risk Pool · Self-insurance · Total Loss · Hazard · Peril · Underwriting · Termination · Non-renewal · Inspection · SR-22
Monday-Friday
9am-5pm
© 2025 Skyline Insurance Group, Inc . All Rights Reserved | Privacy Policy | Terms & Conditions | Website By 6thBlockCreative.com