Bothell’s unique position straddling Snohomish and King Counties results in property crime rates that reflect this geographical duality, with areas in the Snohomish portion generally experiencing slightly higher incidents of property crime than those in the King County section. Vehicle-related crimes remain the most common property offense throughout Bothell, though at rates lower than those seen in nearby cities like Lynnwood and Everett. Residents should consider that crime patterns can vary significantly between the northern and southern portions of the city, which may influence insurance considerations differently depending on exact location.
For most homeowners and drivers seeking insurance in Bothell WA, maintaining standard comprehensive coverage with moderate deductibles aligns with the city’s overall moderate risk profile, though those living near commercial centers or major arterials may benefit from reviewing their coverage options more carefully.
*Crime data sourced from the Washington State Statistical Analysis Center’s Criminal Justice & Statistics Center (2023), available at https://sac.ofm.wa.gov/data
Bothell has unique regulations for trampoline centers, defined as “places of business offering the use of rebound-tumbling devices for profit” by Bothell Municipal Code (BMC) 5.40.090. It is unlawful to operate such a center without carrying public liability insurance. The insurance should cover personal injury or damage caused by the use of rebound-tumbling devices, with limits of at least $100,000 for any one occurrence and $50,000 for any one person per occurrence. The policy must protect and hold harmless the city against any claims or suits resulting from the use of these devices.
Bothell has comprehensive regulations for special events, outlined in BMC Chapter 5.06. According to Bothell Municipal Code section 5.06.050, special event organizers must provide a certificate of insurance for general liability that names the City of Bothell as an additional insured. The coverage amount must be sufficient to cover any and all damage to city property that may occur and restore the property to its pre-event condition. This certificate must be submitted to the city no later than two weeks prior to the event.
A special event permit is necessary when the event is likely to involve more than 75 people, city support is required (such as personnel for road closures, traffic control, or crowd management), the event’s activities obstruct public rights-of-way, the proposed event needs permits from two or more city departments, and/or the event requires coordination of multiple public property uses, preservation of public spaces, prevention of unlawful activities, or protection of public safety.
However, the insurance requirement can be waived by the city manager or designee if they determine that the event does not present a risk for substantial or significant public liability or property damage exposure for the city and the permittee signs a hold harmless agreement. Unlike some other municipal codes, this section does not specify exact dollar amounts for required coverage limits.
In Bothell, developers must navigate specific insurance requirements before obtaining construction permits. The City mandates that the Developer provides a Certificate of Insurance on forms approved by the City Attorney. This insurance coverage must be in the amount of $1,000,000.00 per occurrence, naming the City of Bothell as an “additional insured.” The policy cannot be canceled without 30 days of written notice to the City, and the surety company must be authorized to operate in Washington State. This requirement ensures that the City is protected against potential risks and liabilities associated with construction projects.
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