Marysville’s property crime rates—particularly auto theft and vandalism—rank above the county average, making it prudent for residents to review their insurance coverage. Given these statistics, homeowners and vehicle owners purchasing insurance in Marysville WA might want to consider lower deductibles to better protect against potential losses.
*Crime data sourced from the Washington State Statistical Analysis Center’s Criminal Justice & Statistics Center (2023), available at https://sac.ofm.wa.gov/data
Marysville, Washington has specific insurance regulations for special events, ensuring the safety and well-being of its residents and visitors. According to the Marysville Municipal Code (MMC) 5.46.020, any person or entity conducting, promoting, or managing a special event must obtain a special event permit from the city. This permit requirement ensures that events are organized and managed safely and responsibly.
However, MMC 5.46.025 outlines several exceptions to this permit requirement. These exceptions include:
Despite these exemptions, MMC 5.46.025(1) emphasizes that exempt events must still comply with all local, state, and federal laws and regulations governing public safety and health.
When a special event permit is required, MMC 5.46.020 also mandates insurance requirements. The applicant must obtain comprehensive liability insurance naming the City of Marysville, its officials, officers, employees, and agents as additional insured for the use of streets, public rights-of-way, and publicly owned property, such as parks. The insurance policy should be written on an occurrence basis, providing a minimum coverage of $1,000,000 for individual incidents and $2,000,000 aggregate per event. This insurance ensures protection against claims arising from the event. The policy period should cover at least 24 hours before and after the event, and the city may adjust these requirements based on the event’s risk level.
The historic Marysville Opera House is a popular venue for special events. When renting this venue, a damage deposit is required. The amount is $250 without alcohol (event insurance is necessary for over 100 attendees) or $500 with alcohol (event insurance is required regardless of the number of attendees). This insurance requirement ensures that the city and event organizers are protected against potential liabilities associated with hosting events in this historic and culturally significant location.
Mobile food vendors operating on private property in Marysville must provide the city with a Certificate of Public Liability Insurance. This insurance should cover injuries, including those resulting in death, with a minimum coverage of $500,000 for any one occurrence. This requirement ensures that vendors are prepared for potential liabilities that may arise from their operations, protecting both the vendors and the public.
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